The Benazir Income Support Programme (BISP) continues to roll out its transformative Social Protection Wallet initiative, also known as the BISP Wallet SIM, empowering over 10 million low-income women with secure digital financial access. Launched on November 17, 2025, by Chairperson Senator Rubina Khalid, this free SIM-based digital wallet eliminates cash queues, reduces fraud via biometrics, and integrates with Pakistan’s 8171 SMS service for real-time updates. By November 26, Phase 2 has begun in 50+ districts, with over 25,000 SIMs distributed and December’s Rs. 13,500 Kafalat installment set for 100% digital transfer to activated wallets. This update includes enhanced details on integration with mobile wallets like JazzCash and EasyPaisa, plus answers to the most searched user questions based on official BISP announcements and beneficiary feedback.
Key Updates (November 26, 2025)
- Distribution Progress: Phase 1 (41 districts) exceeded targets with 22,000+ SIMs issued; Phase 2 (starting November 25) covers Punjab’s Sahiwal and Sialkot, Sindh’s Hyderabad, and Balochistan’s Quetta. Remote areas like Gilgit-Baltistan now have mobile camps for accessibility.
- Wallet Integration: SIMs link seamlessly to interoperable wallets (JazzCash, EasyPaisa, UBL) via State Bank of Pakistan (SBP) networks. No smartphone required—basic phones work for SMS alerts and USSD (*786# for JazzCash).
- December Payment: Rs. 13,500 Kafalat will credit directly to wallets on the 10th; non-SIM holders revert to cash centers, risking delays.
- New Features: Ehsaas Savings Wallet option allows saving 10-20% of stipends for interest (up to 5% annually via SBP). Flood relief (Rs. 25,000) and Nashonuma nutrition aid also route digitally.
- Challenges Addressed: BISP launched awareness SMS campaigns in Urdu/Pashto for digital literacy; telecom partners (Jazz, Zong) boosting rural coverage.
Rollout Phases (Updated)
| Phase | Start Date | Districts Covered | SIMs Issued (as of Nov 26) | Notes |
|---|---|---|---|---|
| Phase 1 | Nov 17 | 41 (Lahore, Karachi, etc.) | 22,000+ | Urban focus; high uptake in Punjab. |
| Phase 2 | Nov 25 | 50+ (Sahiwal, Quetta, etc.) | 3,000+ | Rural expansion; mobile camps in Balochistan. |
| Phase 3 | Dec 1 | Nationwide (incl. GB/AJK) | Ongoing | Full 10.6M target by Dec 31; Ehsaas-linked aid prioritized. |
Step-by-Step: Collecting and Activating Your BISP Wallet SIM
- Check Eligibility: SMS your 13-digit CNIC to 8171 (free) or visit 8171.bisp.gov.pk.
- Visit Center: Nearest BISP Tehsil Office/camp with original CNIC and active phone. No fee—report demands to 0800-26477.
- Biometric Verification: Thumb scan via NADRA-linked BVS; confirms NSER data.
- Receive SIM: Free issuance (Jazz/Zong/Ufone/Telenor); registered to your CNIC.
- Activate Wallet: Insert SIM; auto-activates in 24 hours. Link to JazzCash/EasyPaisa via USSD or agent for full features.
- Test & Secure: SMS CNIC to 8171 for balance; set strong PIN. Lost SIM? Replace at BISP office (biometrics required).
Expanded Benefits
- Empowerment: Women control funds; first bank-like access for 70% rural users.
- Security: Biometrics prevent theft; SBP interoperability ensures withdrawals at 500,000+ agents/ATMs.
- Additional Perks: Free BISP SMS/data; Ehsaas Savings for interest; integration with Taleemi Wazaif (Rs. 2,000/child education stipend).
Common Challenges & Solutions
- Network Issues: Use USSD for offline access; report to telecom via BISP helpline.
- Scams: SIMs/wallet activation free—avoid “agents” charging Rs. 500+.
- Delays: If “Pending,” complete Dynamic Survey at Tehsil Office.
User Guide:
These are drawn from official BISP guidelines to help you navigate the system confidently. Always verify via 8171 or bisp.gov.pk to avoid misinformation.
BISP Wallet SIM Basics
- What is BISP Wallet Account SIM?
It’s a free, government-issued mobile SIM linked to a digital wallet (Social Protection Wallet) for BISP beneficiaries. It enables direct Rs. 13,500 quarterly transfers, SMS alerts via 8171, and secure withdrawals—treating your SIM like a “personal financial purse.” No ordinary SIM; it’s biometric-secured for fraud-proof access. - BISP Wallet SIM Online?
No full online issuance—collect in-person for biometrics. However, check status/register updates online at 8171.bisp.gov.pk by entering CNIC. For wallet management, use partner apps (e.g., JazzCash) after SIM activation. - BISP Wallet SIM Price?
Completely free—no cost for SIM, activation, or wallet setup. BISP warns: Anyone demanding payment is a scammer; report to 0800-26477. (Confirmed across all phases.) - BISP Wallet SIM Number? How to Get It?
The SIM number is auto-assigned upon issuance (e.g., starts with 03xx). To get: Visit BISP center with CNIC; after biometrics, receive on-site. Track via SMS CNIC to 8171 for collection SMS with nearest center. - BISP Wallet SIM Download?
No “download” for the SIM—it’s a physical card. For wallet app: Download JazzCash/EasyPaisa from Google Play/App Store post-activation. Official BISP has no standalone app; use 8171 portal for checks. - BISP Wallet SIM Login?
Insert SIM; wallet auto-links. For app login: Use CNIC/mobile + OTP (sent to SIM). USSD (*786#) for basic access—no app needed.
Balance & Payment Checks
- BISP Wallet SIM Balance Check?
SMS CNIC to 8171 (free, instant reply with balance). Or dial wallet USSD (*786#) and select “Balance.” App: Log in to JazzCash/EasyPaisa for detailed history. - BISP Check Balance Online by CNIC? How Can I Check My BISP Balance Through CNIC?
Step-by-Step:
- Visit 8171.bisp.gov.pk.
- Enter 13-digit CNIC (no dashes) + captcha.
- Click “Submit”—view balance, eligibility, and payout date.
Alternative: SMS CNIC to 8171. Free, works on any phone; results in Urdu/English. (No fees; avoid fake sites.)
Ehsaas & Broader Programs
- What is the Ehsaas Kafalat Wallet Program?
Ehsaas Kafalat (under BISP) provides Rs. 13,500 quarterly to 9M+ poor families via the same wallet SIM. It includes savings options (Ehsaas Savings Wallet) for interest and links to Nashonuma (nutrition) and Taleemi Wazaif (education). Targets women below poverty line; biometric-secured. - What is BISP 8171 Mobile Payments?
8171 is BISP’s SMS/web service for alerts, checks, and digital transfers. With wallet SIM, payments credit instantly; withdraw via agents/ATMs. Covers Kafalat, flood relief, etc.—fully traceable for transparency.
Receiving Money
- How to Receive Money from BISP? What is the Payment Method of BISP?
Digital (Preferred): Auto-credits to wallet SIM post-activation. Withdraw at 500K+ agents (JazzCash/EasyPaisa), ATMs, or banks.
Cash Fallback: If no SIM, visit centers (phasing out by 2026). All via biometrics; no middlemen. - How to Receive CNIC Money?
“CNIC money” refers to BISP aid linked to your CNIC. Activate wallet SIM, then funds transfer directly. Check via 8171; withdraw using CNIC + biometrics at agents. - How to Receive JazzCash Money? How to Receive EHSAS Program Money?
Link BISP wallet to JazzCash: Post-SIM activation, dial 786#, select “Link BISP,” enter CNIC. Ehsaas (Kafalat/Nashonuma) funds credit automatically. Withdraw at Jazz agents or app-transfer. EasyPaisa similar (373#). - What are the Methods of Online Payment?
For BISP: Digital wallet (SIM/app), bank transfer (HBL/UBL), or 8171-linked mobile wallets. Broader: JazzCash/EasyPaisa for bills/transfers; SBP Raast for free P2P.
Wallet Recommendations
- Which Wallet is Best in Pakistan? (For BISP 2025)
For BISP, JazzCash edges out as best—widest agent network (300K+), seamless SIM integration, and Ehsaas Savings features. EasyPaisa close second for rural access. Both free to link; choose based on your network (Jazz for Jazz SIMs). Avoid non-partners like Sadapay for BISP.
Quick Tips for Users
- Act Now: Collect SIM by Dec 31 to avoid December payout delays.
- Stay Safe: Never share PIN/CNIC; use official channels only.
- Need Help? Call 0800-26477 (free) or visit Tehsil Office. For X updates, follow @bisp_pakistan (e.g., recent posts on Phase 2 camps).
- Track Progress: SMS “STATUS” to 8171 for phase/district alerts.
This digital shift empowers women like never before—secure your wallet today for uninterrupted support! For personalized queries, reply with your district.
